According to the Huffpost.com student loan debt is at a stake of the crisis in our country. It surpasses by far credit card debt and other expenditures such as car loans. College costs were estimated to go far above the cost of medical bills in 2012. We all have this overbearing risk every time we sign away to a loan that may help to push us forward or cast us downward in a depressive spiral of paying back a load we feel we cannot get rid …show more content…
Student loans are the only debt that we cannot claim bankruptcy on unless there is proof that it will impose an undue hardship on ourselves and our dependents. If a person passes the Brunner test which is a test to measure the qualification for bankruptcy according to the standards of Chapter 11’s Student Loan Law than they may be considered. Not all circumstances will be accepted, for example a pastor that is seeking to file for bankruptcy the court may find that it is his/her choice to work as a pastor of a start-up church rather than try to find a higher paying job. These types of circumstances seem to be so unfair to me because most of us that go to college desire to strive to get somewhere. Not everyone is born with a silver spoon in the mouth waiting to get served or have wealthy parents that have no care in the world of how much is spent on college, even if their children do not graduate or see school as a place of diversion. I have always viewed my country as a place of endless possibilities, but the reality of the United States Declaration of