BB&T is not liable in this situation as according to Uniform Commercial Code Section 4-406(f) that there is one year limit for customers to file a recredit for any forged checks. However, Maxwell did not contact BB&T until one year and one month after receiving the bank statements. Maxwell loses a chance to file a claim against BB&T, so I believe BB7T is not liable in this situation. Regardless of any violations of the law, BB&T and Jame’s wife Louise Johnson acted unethically in this case. First, Louise Johnson should never write any checks on Union’s checking account to pay his bills and signing the checks as “Brad Union.” Louise Johnson is not Bradley Union’s personal caretaker and assistant and did not get authorized by Union to handle his banking transactions. Lastly, BB&T should have examined every single check that went through BB&T. In fact that BB&T did not catch that Louise Johnson forging Union’s checks for multiple times is
BB&T is not liable in this situation as according to Uniform Commercial Code Section 4-406(f) that there is one year limit for customers to file a recredit for any forged checks. However, Maxwell did not contact BB&T until one year and one month after receiving the bank statements. Maxwell loses a chance to file a claim against BB&T, so I believe BB7T is not liable in this situation. Regardless of any violations of the law, BB&T and Jame’s wife Louise Johnson acted unethically in this case. First, Louise Johnson should never write any checks on Union’s checking account to pay his bills and signing the checks as “Brad Union.” Louise Johnson is not Bradley Union’s personal caretaker and assistant and did not get authorized by Union to handle his banking transactions. Lastly, BB&T should have examined every single check that went through BB&T. In fact that BB&T did not catch that Louise Johnson forging Union’s checks for multiple times is