TRICARE offers three plans, each with different types of benefits:
TRICARE Standard, a fee-for-service plan - gives more options and flexibility in choices of providers, but it also involves some additional out-of-pocket expenses. You have the option to use a network provider or out-of-network provider, without need to get a referral. However, you may still need authorization for certain services, such as with most other insurance plans. You will pay an annual deductible on TRICARE Standard.