Often times creditors pick and choose their audience wisely they pick and choose who to pick on and , are often very smart with this as they tend to succeed into getting the people they want into debt. However, if one was always able to pay for things without ever needing to borrow money, credit would not be important. But not many people can manage that. To save enough cash to pay for major purchases is very hard. An education or a home can cost more than the average american makes in a few years. Sometimes the need for something comes quickly and there's not enough time to save. So that being said credit is pretty much needed to get anywhere in life, However good credit can get you a car or a home, and bad credit can make you lose your car or home, and just as mentioned before one must be very wise in order to maintain good credit, as credit is like purchasing power, one must use it
Often times creditors pick and choose their audience wisely they pick and choose who to pick on and , are often very smart with this as they tend to succeed into getting the people they want into debt. However, if one was always able to pay for things without ever needing to borrow money, credit would not be important. But not many people can manage that. To save enough cash to pay for major purchases is very hard. An education or a home can cost more than the average american makes in a few years. Sometimes the need for something comes quickly and there's not enough time to save. So that being said credit is pretty much needed to get anywhere in life, However good credit can get you a car or a home, and bad credit can make you lose your car or home, and just as mentioned before one must be very wise in order to maintain good credit, as credit is like purchasing power, one must use it