It was established in 1934 to fire up the construction industry through offering smaller loans to build houses as well as providing housing for those affected by the Great Depression10. The FHA provided low interest loans to qualified borrowers, allowing for the creation of Americas unique system of long term mortgages. It required only a 10 percent down payment. During that time, a qualified borrower meant but was not limited to, white people. One of the more unequal aspects of the New Deal was that districts with no minority owners received differentially lower rates while the minorities mostly being African Americans and people of Latin descent were stuck with higher interest rates11. The government also built segregated suburbs in the 1930s. Early Federal Housing Administration actions enshrined racism, segregation and inequality, and possibly even class competition as public …show more content…
Roosevelt appointed Mary McLeod Bethune to the advisory committee of the National Youth Administration where she was able to put efforts towards allowing African Americans to obtain an equal portion of the money that they remained entitled to from the NYA. Furthermore, many African Americans benefited from Works Progress Administration work relief programs. This program provided jobs to many unemployed individuals, a lot of them having no skills which was great for giving them opportunities without experience21. But this was not evident throughout the country where some African Americans dealt with a lot of discrimination. The WPA provided opportunities for South Carolina’s blacks as well as white, probably more equally than most other New Deal programs, paying workers at the same rate regardless of race. While the WPA did pay the same rates for white and blacks, for the most part, as with many other New Deal programs, the WPA limited work opportunities or black to advanced or manual labor