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The 1968 Federal Civil Right Act (Fair Housing Act portion), prohibited discrimination in the sale, rental, financing of housing and other housing related transactions based on what four things?
race, color, national origin, and religion
The Housing and Community Development Act of 1974 added protection based on what?
Sex--extending protection to women.
Equal Credit Opportunity Act of 1974 (ECOA) does what?
Lenders must give consumers and businesses equal access to credit.

Bars discrimination based on race, color, religion, national origin, sex or marital status, or age.

Lender must disclose the reasons for rejections.

and must give decision within 30 days.
Federal air Housing Amendments Act of 1988 (Fair Housing Act)
Added FAMILY status to protected classes.

Landlords must make reasonable accommodations for disabled.
The Housing for Older Persons Act of 1995 (HOPA)
Exempts senior housing from discrimination against families. Two conditions:

80 percent of unit must have at least one person 55 or older.

demonstrate that the housing is intended for persons 55 and older.
Architectural Barriers Act of 1968
buildings and facilities designed, constructed, altered, or leased with certain federal funds after September 1969 must be accessible to and useable by handicapped persons.
The Rehabilitation Act of 1973
Preempts discrimination against disabled for federally funded programs.

In regard to housing, a housing provider that receives federal assistance may not:

1- refuse to sell or rent to the disabled, or

2- apply special fees or penalties to the disabled.
The Americans with Disabilities Act of 1990
Title II of this act prohibits discrimination based on disability in programs, services, and activities provided or made available by public entities. HUD enforces Title II when it relates to state and local public housing, housing assistance and housing referrals
VA Fair Housing Act adds what protected class?
Elderly--55 and over.
VA Fair Housing Law kick when when ...?
When one ones more than four rental properties.
How long do people have to file a complaint at HUD for discrimination under the Federal Fair Housing Act?
within one year after the act of discrimination.
What classes are protected under the Equal Credit Opportunity Act AND Federal Fair Housing Act?
Sex
Race
Color
Religion
National Origin
What classes are protected under the Equal Credit Opportunity Act but not the Federal Fair Housing Act?
Age (if above age of majority)

Received public assistance
Marital Status

Exercised rights under the Federal Consumer Credit Protection Act*
What classes are protected under the Federal Fair Housing Act but not the Equal Credit Opportunity Act?
Familial Status
Disability
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