Improving Credit Rating

With just a few changes in how you handle credit you can improve your credit score rating. How do you pay your bills, how much credit you have and how much credit you use all play important roles in determining your creditworthiness. By changing any of these factors you can improve your credit rating. For example:
Stop making late payments. Sign up for automatic payment from your checking account to your credit card payment is always made on time. Showing a record of on-time payments can have a significant impact on your rating.
Use all your credit card at least once every six months and then quickly pay off the balance. This will strengthen the credit card issuer that you want to use credit and you will pay it back quickly. An added benefit