Financial services

one of the major banks that provide various financial services to customers both in and out of the United States. It is also an organization that satisfies Swales’ (2010, pp. 466-479) six criteria for discourse community from various aspects. Wells Fargo shapes its company culture to two major criteria, they are the culture of caring and the culture of “One Wells Fargo” (Wells Fargo, n.d.). It embeds its culture into its daily operation and customer service. Its beliefs and practices are the…

to find a job as a financial analyst or a job in corporate finance and to acquire a CFA credential, which can assist me in becoming a more competitive employee. In the long term, I wish to open my own financial consulting company in Shanghai. And given the economic cycle, If unfortunately, there is a economic trough when I graduate from Olin Business School (OBS), I will seek an unpaid internship and build my network in the meanwhile. Therefore, I can keep accumulating financial skills and…

with time continued expanding and earning a good reputation in the market (Australia, 2014). Commonwealth Bank of Australia is also one of the multinational banks of the world that provides a number of financial services to its clients such as managing the funds, retail services, investment services etc. This group has also got itself…

topics in the APJC region. In the wake of the global financial crisis, increasingly more corporates are assuming the traditional role of a bank, offering financing to their customers. Cisco is no exception, having incorporated Cisco Capital globally as early as 1996, followed by Asia Pacific two years later. We speak to Rajiv Menon, Mananging Director, Cisco Systems Capital, APJC on the latest state of technology financing and the global financial system. As head of Cisco Capital…

SC completed a home visit with Pa on 02/9/2016. Present at the visit were the Pa DCW Maria, her husband Scott, and Neal Van a mortgage default broker from Financial Service for America a mortgage refinancing company. The Pa looked subdued, but reported that she was doing ok when the SC inquired. The Pa home is unhygienic and disorganized. The Pa reported that her water heater is not working and she just bought a second water heater in three months but has no one to install it for her. The SC…

effects of the financial crisis of 2007-2010, which originated in United States of America, where felt throughout the world. In some countries less, in some countries more, but the effects were there. So was the case with many industries. Some of the industries were affected more some were affected less during this crisis. For instance, during financial crises generally people cut back on luxury product and services. So, if your company is in the business of providing luxury goods and services,…

Introduction Citibank was founded in 1812 as the City Bank of New York, later First National City Bank of New York. Citibank is one of the world’s largest retail banks. Citibank is the consumer division of financial services multinational Citigroup and is a global bank with 3,777 branch locations in 36 countries. The United States is the largest single market with approximately 26% of branches which generating 51% of revenues. Citibank's 983 North American branches are concentrated in major…

Strengths • Present in 92 countries, over 3,700 hotels and almost 500,000 rooms worldwide Accor hotels can be found around the world. As of June 30th, 1025, AccorHotels operates in 94 countries, 3,7792 hotels and 495,072 rooms. Also, it is the largest hotel operator in Europe, with more than 2,700 hotels and almost 300,000 rooms. (AccorHotels, 2016). The higher coverage of AccorHotels tend to be its strong strength. An Accor’s hotel can be found almost every where in France as it has more than 1…

Background The federal government’s role in regulation is to protect consumers and the market. There is an ongoing debate on whether the federal government should regulate the insurance industry due to the bailouts stemming from the financial crisis of 2008. Currently, state governments regulate the insurance industry. Proponents of federal regulation argue that states are inefficient in the duty of insurance regulation. Additionally, the federal government has economies of scale and may offer…

concepts of financial literacy. Financial literacy means the possession of knowledge and understanding of financial matters. Financial literacy is mainly used in connection with personal finance matters. Financial literacy often entails the knowledge of properly making decisions pertaining to certain personal finance areas like real estate, insurance, investing, saving, tax planning and retirement. It also involves intimate knowledge of financial concepts like compound interest, financial…