Jensen's alpha

What does risk and return mean to the average investor? In order to answer this question, investors must first look to themselves to determine the correct steps to take. One cannot call him or herself an investor without first measuring their risk tolerance as well as risk capacity. Risk tolerance represents how much a client is willing to withstand swings in the value of held assets as well as changes in general market conditions. One of the most common ways of measuring one’s risk tolerance is by taking reliable questionnaires and reviewing historical returns in order to better understand what kind of downturns one is able to stomach for different asset classes. Risk capacity is the investor’s ability to take on risk and what he or she must do in order to achieve certain goals. This is affected by concrete factors such as time horizons and income. The market has seen numerous upward and downward swings in returns. Investor behavior is directly affected by these changes and understanding the effects of investor behavior is critical. It is important to note that investors are not unequivocally risk averse, however, they are unequivocally loss averse. In other words, when a loss is guaranteed, a typical investor will avoid that investment. The very idea of loss frightens the general public, making them easily influenced by their fellow peers. This is known as the herd mentality and is a strong behavior pattern among investors. General market conditions are affected by various…

Standard Deviations in the Business World Ilyas Khairi QRB/501 March 22, 2015 Erica Woods Standard Deviations in the Business World Case 1 Purpose of the Study There has been a financial crisis happening around the world over the last decade. It is important to understand why and what is impacting the financial crisis and how it can be improved. Black Swans in this study are events that were the Achilles heel of financial models. There are usually 25 standard deviations evens…

This bond that the soldiers formed helped them to survive, and helped the men of Alpha Company to cope with the war after they returned to the United States. "The bond that men form with each other in the heat of battle is incomprehensible to those who have not experienced warfare for themselves...You make close friends. You become part of a tribe and you share the same blood - you give it together, you take it together." (O'Brien, 192) This bond of friendship helps the men of Alpha…

All throughout grade school, I have learned how African American men greatly influenced our society. Mr. Andrew Young, Mr. Thurgood Marshall, and Mr. Jessie Owens are all prime examples of men who were essential to the growth and development of the African American race. These men have played a large role in breaking social constructs within our communities. They are prominent figures in history, and furthermore, members of Alpha Phi Alpha Fraternity, Incorporated. The majority of the men I…

As many of you probably haven’t heard of the Divine Nine which consist of 9 different African American fraternities and sorority organizations which has been a pivotal part of African American history and culture since the early 20th century. Which are the Alpha Phi Alpha Fraternity, Alpha Kappa Alpha Sorority, Kappa Alpha Psi Fraternity, Omega Psi Phi Fraternity, Delta Sigma Theta Sorority, Phi Beta Sorority, Sigma Gamma Rho Sorority, and Iota Phi Theta Fraternity. In the early 1900s, African…

The main composition of this group is religion being a church group. We all go to Antioch community church and consider ourselves either Christians or Jesus Followers. This was an intentional result from careful recruiting at Sunday service or by ways of socialization or assimilation once a person starts to attend the Lifegroup or Section. I know when I first started to attend Lifegroup; I was not a devoted Christian. I believed in God and Jesus, but practiced no rituals or norms associated with…

Alpha Males: Natural Born Leaders There are several movie characters that hold great standing, but then, they are fewer characters that possess a reputation that is erected on just moments that would reflect on how I feel about myself; Robert DeNiro is that person whose on-screen body language makes him a natural born leader, and the mannerisms help to boost his alpha male persona, which propels his characters to another level. Furthermore, he captures the personalities that he is projecting,…

were this way were before the war broke out. Before the war broke out there was balance between dark and light, we were a thriving pack of 34 wolves and growing but then the darkest pack in the forest the Demons took over our land killing all of our members including the alpha female, male, and the beta female now I’m the only alpha left in the pack, now 6 of us left, my beta Max, the protector Jordan, and the 3 omegas, Thunder, Winter, and Fall. My parents were the alphas before they were…

increasing in different career fields, which is why knowing how to correctly use technology is beneficial to professionals. Communication is a skill needed to work with your employer and others, such as students to successfully complete tasks and cater to students’ needs. In student affairs, possessing the skill “student conduct” is important because you are working day-to-day with students. The skill “personnel management” would be beneficial for senior student affairs officers when managing…

since the 1400 but did not become prevalent in black fraternities and sororities until Alpha Phi Alpha was founded in 1906 and Alpha Kappa Alpha in 1908. Then later on when the rest of the divine nine was founded. “ Kimbrough, Walter M. "Adults Influence Violent Hazing at Black Fraternities, Says HBCU President." BET.com. 18 Mar. 2014. Web. 13 May 2016. “ The things the pledges did to become a part of these organization were unbelievable. The minimum hazing antics were learning poems and…