Reciprocal inter-insurance exchange

and worked hard for your entire life on the line to purchase a business, ultimately to become successful, one must build an insurance empire. As the result of distributing hundreds of business cards locally, producing policies and earning income is dependent upon answering the phone which is proudly displayed on each business card distributed. Frequently, someone calls and wants a quote on the various products offered including home, auto, life, business, etc. Meanwhile, the district office strives for production and last Friday while myself and three others are setting at the table seemingly talking about how the agency acquisition is going to happen, the phone rings and it is the rental place wanting to know how to get a hold of someone else because they failed to make their payment and the person utilize me as a reference. Shortly after, a guy who has purchased 2 brand new trucks and is about to purchase another truck from the salesman at the Ford dealership who is about to get $500k insurance on both of his autos along with his home calls and wants to seek input on the purchase he is about to make. Both calls were not the person wanting a free quote that I originally anticipated, however, to me the calls must be answered because the phone is where the income is coming from, not the district office attempting to brainwash me into selling life insurance as a means to protect a person’s income and create a long-term savings account. Although the point is understandable…

is the salary during the year, plus the savings from the current year and the interest earned. The amount saved this year is: Amount saved = $50,000 – 35,000 = $15,000 The saver will earn interest over the year, so the value of the savings next year will be: Savings value in one year = $15,000(1.12) = $16,800 So, the consumption potential next year is the salary plus the value of the savings, or: Consumption potential = $60,000 + 16,800 = $76,800 3. Financial markets arise to…