Different from HMOs, you do not have an assigned PCP. You can choose doctors, hospitals, and other providers from the PPO network or out-of-network. Choosing an out-of-network provider will most likely cost more. You do not need a referral to see a specialist. However, some PPOs require that you get approval for certain services, such as X-rays. PPO Plans is also said to offer more benefits, but you will also have to pay more money. PPOs are more flexible and provide greater coverage, but has a higher price tag and most likely a deductible. Most PPO plans operate the same to each, with the difference between them being how restrict they are in primary care. The two most common plan is the gatekeeper PPO and non-gatekeeper
Different from HMOs, you do not have an assigned PCP. You can choose doctors, hospitals, and other providers from the PPO network or out-of-network. Choosing an out-of-network provider will most likely cost more. You do not need a referral to see a specialist. However, some PPOs require that you get approval for certain services, such as X-rays. PPO Plans is also said to offer more benefits, but you will also have to pay more money. PPOs are more flexible and provide greater coverage, but has a higher price tag and most likely a deductible. Most PPO plans operate the same to each, with the difference between them being how restrict they are in primary care. The two most common plan is the gatekeeper PPO and non-gatekeeper