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Commercial General Liability Insurance
Covers the insured's legal liability arising out of damages suffered by customers, tenants, clients, and the general public
Two Primary coverage forms
Occurrence & Claims Made
Coverage is triggered or activated
Difference between occurrence and claims made forms
Supplemental Payments
Bonds, Aid, Interest on judgements, Loss of earnings, Expenses, Defense costs
Per Occurrence Limit
(Coverage A & C)
$1 Million
Personal & Advertising Limit
(Coverage B)
Medical Payments Limit
(Coverage C)
$5,000
Fire Damage Limit
(Coverage A)
$40,000
Nonemployee or Organization
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