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20 Cards in this Set
- Front
- Back
HO015
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>Special Personal Property<
Changes named perils to open perils |
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HO490
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>Personal Property Replacement Cost<
Changes personal property from ACV to RC |
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HO420
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>Specified Amount of Insurance<
Increases RC of dwelling |
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HO432
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>Limited fungi, wet or dry rot bacteria<
Covers a portion of loss caused by fungi, mold or mildew |
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HO495
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>Water Backup and Sump Overflow<
Up to $5000 for loss caused by water back up or sump overflow. |
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HO411
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>Additional Limits of Liability ABCD <(replaced by HO-420)
Provides additional Coverage A when the cost to rebuild the dwelling exceeds the limit of liability. BCD DO increase. |
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HO414
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>Special computer coverage<
Changes covered perils from named to all risk Covers hardware and software |
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HO441
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>Additional Insured<
Adds an additional insured with insurable interest in the property who does not reside there |
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HO0448
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>Other structures increase limits <
Increases coverage B up to 100% |
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HO0454
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>Earthquake Coverage<
Covers for a direct physical loss caused by an earthquake Not available in CA |
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HO0461
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>Scheduled personal property<
Insures specific personal property items at their appraised amount. |
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HO0465
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>Coverage C increased special limits of liability<
Increase special limits of liability to specified amounts. |
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HO0498
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>Refrigerated property coverage<
Insured up to $500 property contained in freezers or refrigerators. Covers electrical interruption. |
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HO1731
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>Unit Owners coverage C<
Changes HO6 "C" from named perils to all risk. |
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HO2475
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>Watercraft<
Extends coverage E and F to watercraft. |
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HO2482
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>Personal injury<
Extends Coverage E to include false arrest, libel, slander, invasion, of privacy. |
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HO2464
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>Snowmobile<
Extends Coverage E and F to cover snowmobile. |
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HH8099
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>Identity Fraud Expense Coverage<
|
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HO4350491
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>Loss assessment coverage<
Up to 25000 |
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HO2388
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>Mine Subsidence<
Applies to coverage A, max of $350000 |