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51 Cards in this Set

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Alternative Container

is an unfinished wood box or non metal receptacle or enclosure, without ornamentation or a fixed interior lining which is designed for the encasement of human remains and which is made of fiberboard, pressedwood, composition materials

Federal Trade Commission Definition

Cash Advance Item

is any item of service or merchandise described to a purchaser as a ‘cash advance’ ‘accommodation’ ‘cash disbursement’


is also any item obtained from a third party and paid for by the funeral provider on the purchaser’s behalf


ex: cemetery, crematory services, pallbearers, public transportation, clergy, flowers, muscians, nurses, obituary notices, gratuities and death certificates

Federal Trade Commission Definition

Casket

is a rigid container which is designed for the encasement of human remains and which is usually constructed of wood, metal, fiberglass, plastic, or like marerial, and ornamented and lined with fabric

Federal Trade Commission Rules Definition

Commission

refers to the Federal Trade Commission

Federal Trade Commission Rules Definition

Cremation

is a heating process which incinerates human remains

Federal Trade Commission Rules Definition

Crematory

is any person, partnership or corporation that performs cremation and sells funeral goods

Federal Trade Commission Rules Definition

Direct Cremation

is a disposition of human remains by cremation, without formal viewing, visitation, or ceremony with the body present

Federal Trade Commission Rules Definition

Funeral Goods

are the goods which are sold or offered for sale directly to the public for use in connection with funeral services

Federal Trade Commission Rules Definition

Funeral Provider

is any person, partnership or corporation that sells or offers to sell funeral goods and funeral services to the public

Federal Trade Commission Rules Definition

Funeral Services

are any services which may be used to:


1) care for and prepare deceased human bodies for burial, cremation, or other final disposition


2) arrange, supervise or conduct the funeral ceremony or the final disposition of deceased human bodies

Federal Trade Commission Rules Definition

Immediate Burial

is a disposition of human remains by burial, without formal viewing, visitation or ceremony with the body present, except for a graveside service

Federal Trade Commission Rules Definition

Memorial Service

is a ceremony commemorating the deceased without the body present

Federal Trade Commission Rules Definition

Funeral Ceremony

is a service commemorating the deceased with the body present

Federal Trade Commission Rules Definition

Outer Burial Container

is a container which is designed for placement in the grave around the casket including but not limited to:


burial vaults, grave boxes, and grave liners

Federal Trade Commission Rules Definition

Person

is any individual, partnership, corporation, association, government or governmental subdivision or agency, or other entity

Federal Trade Commission Rules Definition

Services of Funeral Directors and Staff

are the basic services, not to be included in prices of other categories in [Price Disclosures 453.2] that are furnished by a funeral provider in arranging any funeral, such as conducting the arrangements conference, planning the funeral, obtaining necessary permits, and placing obituary notices

Federal Trade Commission Rules Definition

Casket Price List

typewritten price list of caskets or alternative containers


must contain at least the retail prices of all caskets and alternative containers offered which do not require special ordering, enough information to identify each, and the effective date for the price list


must be shown before showing or discussing of caskets

Federal Trade Commission Rules Price Disclosures

Outer Burial Price List

price list to persons who inquire in person about outer burial container offerings or prices


must be shown before showing of or beginning discussion of the containers

Federal Trade Commission Rules Price Disclosures

General Price List

price list given to persons about funeral goods or services offered by the funeral provider


must be given in the beginning of the discussion of the following:


1) the prices of funeral goods or services


2) the overall type of funeral service or disposition


3) specific funeral goods or funeral services offered by the funeral provider


Is the keystone of the Funeral Rule

Federal Trade Commission Rules Price Disclosures

Federal Trade Commission (FTC)

agency of the federal government created in 1914 to promote free and fair competition by prevention of trade restraints , price fixing, false advertising, and other unfair methods of competition

Know the year it was created

What was the year Test Shopping (sweeps) begin?

1997

Federal Trade Commission

What was the year Formal Review of the Rule Initiated?

April 1999


Ended in 2002

Federal Trade Commission

Package Pricing

use of a single dollar amount to identify the charge for a group or bundle of goods/services

Federal Trade Commission Rule

When was the full FTC Trade Regulation Rule for the Funeral Industry practices take effect?

April 30,1984

Federal Trade Commission Rule

Examples of Misrepresentations

a) Embalming when not needed


b) selling a casket for cremation


c) outer burial container when cemetery doesn’t require it


d) legal and cemetery requirements


e) preservation and protective claims


f) cash advances

Federal Trade Commission Rules

The 16 Items On GPL

1.) Basic services of Funeral directors and staff


2.) Emblaming


3.) Other preparation of the body


4.) Use of facilities and staff for viewing


5.) Use of facilities and staff for funeral ceremony


6.) Use of facilities and staff for memorial service


7.) Use of equipment and staff for graveside service


8.) Transfer of remains to funeral home


9.) Hearse


10.) Limousine


11.) Casket Prices


12.) Outer Burial Container Prices


13.) Forwarding of remains


14.) Receiving remains


15.) Direct cremation prices


16.) Immediate Burial

Pre-Need Funeral Areangements

funeral arrangements made in advance of need, including provisions for funding or prepayment

Pre-Planned Funeral Arrangements

funeral arrangements made in advance of need that do not include provisions for funding or prepayment

Pre-Planned Funeral Arrangements

funeral arrangements made in advance of need that do not include provisions for funding or prepayment

Revocable Contract

one in which the contract may be terminated by the purchaser at any time prior to the death with a refund of the monies paid as prescribed by state law

Irrevocable Contract

one in which the contract cannot be terminated or canceled

Guaranteed Contract

when the funeral home guarantees that the services and merchandise will be provided at the time of need


will not exceed the original amount of the contract

Non-Guaranteed Contract

when the funeral home only agrees that the amount prepaid plus any interest will be credited to the balance due


the price of the funeral will be whatever the current price is for the services and merchandise at the time of death

Door to Door Selling

Customer has 3 days to cancel

Best Telephone Practices

Name of the funeral home


Your name


How may I help you?


Avoid using terms like ‘Good Morning’ or ‘Good Evening’

Best Telephone Practices

Name of the funeral home


Your name


How may I help you?


Avoid using terms like ‘Good Morning’ or ‘Good Evening’

Basic Info Needed On First Call

Name of the Deceased


Location of Deceased


Name and Phone Number of Caller


Name and Phone Number of Next of Kin


Has Medical Examiner/Coroner been notified


Organ Donor?

The Funeral Provider and At Need Information

Arrangement Conference


Discussions are intended to coordinate wishes of the family, religious requirements, legal requirements and local customs


Ascertain condition of remains before discussing service details and merchandise options

The Funeral Provider and At Need Information

Arrangement Conference


Discussions are intended to coordinate wishes of the family, religious requirements, legal requirements and local customs


Ascertain condition of remains before discussing service details and merchandise options

Arrangements Conference

Distribution of required price list


Service details/Special requests


Set the following in consultation without officiant


Time of service


Date of service


Location of service

Burial-Transit Permit (disposition permit)

Allows the funeral practitioner to transport and/or dispose of a dead human body

VA 21-530

Application for burial benefits

VA 27-2008 or VA 21-2008

Application for U.S. flag for burial purposes

VA 40-1330

Claim for standard government headstone or marker

DD-214

Veterans paperwork for burial benefits

VA 40-0247

Presidential Memorial Certificates

G-273

Railroad retirement benefits

SSA 8

Social Security Administration


Social Security Claimant Form

SSA 8

Social Security Administration


Social Security Claimant Form

SSA 721

Statement of Death by a funeral director

Funeral Celebrant

a person who has been trained and certified (not licensed) to meet the needs of families during their time of loss